Mortgage Loan Originator
Company: United Bank
Location: Rogers
Posted on: May 9, 2022
|
|
Job Description:
Job Description Summary: Solicit new residential mortgage
business and sell United Bank mortgage products to meet established
loan quality and production goals. Analyze information and provide
advice to assist customers in choosing the appropriate financial
product for the purchase or refinance of residential property.
Duties: Interview applicants to develop information concerning
mortgage needs. Obtain and analyze pertinent financial and credit
information and determine which loan option fits the applicant---s
needs and circumstances. Prequalify applicant, negotiate rates,
terms, and conditions of the loan. Take complete and accurate loan
applications and transmit the information into the appropriate
software systems for tracking, processing and underwriting
purposes. Ensure the timely preparation and delivery of all forms
and legal disclosures as required by regulatory guidelines.
Maintain complete, detailed, and accurate knowledge of investor
program and agency guidelines to minimize credit and/or rate risk
to the Bank. Ensure that all loan applications are originated,
developed, and closed in a timely and professional manner. Follow
all applicable laws and regulations. Develop and maintain a network
and relationship with area realtors and builders to maintain a
strong referral business of loan applicants. Determine and
recommend conditions, terms and risks of residential real estate to
applicants and to organization. Promote and refer United Bank
products and services and further establish business relationships
when possible. Represent United Bank in a positive and professional
manner. Perform other duties as assigned. Skills, Knowledge,
Abilities: Working knowledge of mortgage processing, underwriting
and closing procedures. Ability to use mortgage loan systems and
software necessary to perform the duties. Basic knowledge of
Encompass is preferred. Working knowledge of federal and state
regulations governing real estate lending. Advanced knowledge of
conventional and /or government lending guidelines. Possess proven
business development skills Work well in a fast paced, deadline
driven environment. Ability to make independent decisions. Ability
to multi-task. Show strong initiative. Advanced organizational and
time management skills. Interpersonal skills to communicate with
customers, vendors, and colleagues in a courteous and professional
manner at all times. Strong desire to work in a team environment
and support the Bank with a positive attitude. Foster a culture
consistent with our core values of Do the Right Thing, Respect,
Positivity, Innovation, Teamwork and Accountability. Education:
High school diploma or equivalent Bachelor degree in business or
related field preferred Experience: 1 year mortgage lending
experience Mortgage lending experience in northwest Arkansas
preferred Certificates, Licenses, Registrations Must abide by all
SAFE Act requirements, including registration and renewal. Powered
by JazzHR 5CWBsInPJp
Keywords: United Bank, Rogers , Mortgage Loan Originator, Other , Rogers, Arkansas
Click
here to apply!
|